You agree to the privacy policy below, and the Privacy Policy for Substack, the technology provider.

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This Privacy Policy explains how I collect, use, and protect your personal information when you subscribe to or interact with this publication.

1. Information I Collect

Personal Information You Provide

  • Email address (required for subscription)

  • Name (if provided during subscription)

  • Payment information (handled securely by Stripe, not stored by me)

  • Any correspondence you send via email or comments

Automatically Collected Information

  • Subscription status and history

  • Email open and click-through rates

  • IP address and browser type (for analytics and security)

  • Geographic location (country/region level)

2. How I Use Your Information

Your information is used solely for:

  • Delivering newsletter content and updates

  • Processing and managing subscriptions

  • Responding to your inquiries

  • Improving content relevance and publication quality

  • Complying with legal obligations

3. Third-Party Services

Substack

This publication is hosted on Substack, which processes your data according to their Privacy Policy. Substack acts as the data controller for subscriber data.

Stripe

Payments are processed by Stripe, which handles your payment information according to their Privacy Policy. I do not store or have access to your full payment details.

Portfolio123 (If Applicable)

If you receive access to private Portfolio123 strategies, your email may be shared with Portfolio123 solely for granting access. Portfolio123’s Privacy Policy governs their use of your data.

4. Data Retention

  • Subscription data is retained as long as you remain a subscriber

  • After cancellation, I retain minimal records for legal and accounting purposes (typically 7 years)

  • You can request deletion of your personal data by contacting me

5. Your Rights

Depending on your location, you may have the right to:

  • Access your personal data

  • Correct inaccurate data

  • Request deletion of your data

  • Opt out of marketing communications

  • Data portability

  • Object to certain processing

To exercise these rights, contact me at [your email].

6. Data Security

I implement reasonable security measures, including:

  • Secure access controls to subscriber data

  • Encryption where appropriate

  • Regular security reviews

  • Limited access to subscriber information

However, no electronic transmission or storage is 100% secure.

7. Cookies and Tracking

Substack uses cookies and similar technologies as described in their Cookie Policy. You can manage cookie preferences through your browser settings.

8. International Data Transfers

Data may be transferred to and processed in countries outside your residence. By subscribing, you consent to such transfers.

9. Children’s Privacy

This publication is not intended for individuals under 18. I do not knowingly collect data from children.

10. Changes to This Policy

I may update this policy periodically. Material changes will be communicated to subscribers via email or within the publication.

11. Contact Information

For privacy-related inquiries, contact:
andreas.himmelreich@outlook.de

12. Additional Disclosures for California Residents

Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information. See Substack’s CCPA notice for details.


This privacy policy was last updated on 01/28/2026.